If your doctor says you need a liver transplant,
your emotions can range from being frightened to feeling hopeful and everything
in between. When dealing with concerns
about your medical condition, the last thing you want to worry about is how
much your liver transplant will cost.
At Lahey, we have a knowledgeable support team,
including a social worker and a financial coordinator, who will help you get
the answers to your questions. Lahey’s
transplant financial coordination team will work with you to develop a plan for
paying for your liver transplant and your medications.
Liver transplantation is very expensive, so you should make
sure there are no special riders or limitations on your policy. Prescription coverage is imperative, as the
cost of transplant medicines is high. If
you have an HMO or POS insurance plan, make sure you obtain all necessary
referrals to avoid any billing issues. If your health plan only covers partial costs, your social worker and/or
financial coordinator can help you find ways to finance out-of-pocket
costs. There are programs designed to
assist transplant recipients with their unique financial needs.
Not having health insurance poses a challenge for patients
in need of liver transplantation, but your financial coordinator can help you
investigate a number of other options, such as state or federal funding and
assistance through charitable organizations or advocacy groups.
Check with your local Medicaid office for eligibility; this is based primarily on income. In addition, most states have a High-Risk
Insurance Pool for individuals with pre-existing conditions who need to
purchase an insurance plan. Check with
your state’s Insurance Commissioner for more information.
On the Internet, you can log onto your state’s
website, where you will find links to government agencies for insurance or
health care. You may also consult your
local phone book for agency listings under the government section. There are several agencies that will assist
you in fundraising, and we can provide you with information on these resources. If you are out of work due to
disability, you should apply for Social Security Disability Insurance. You will be eligible for Medicare coverage
after receiving these Social Security benefits for two years.
Information about our living donor program.
Discover how our integrated, multidisciplinary group practice can provide you outstanding care.